Blogs
Small Businesses Expected to Keep a Grip on Capital Spending
The latest Wells Fargo/Gallup Small Business Index indicates U.S. small-business owners plan to spend less on capital in the next twelve months than last year or the year before. As we recently reported, small business credit is steadily improving. The Gallup survey results support our theory that small businesses who survived the recession did so […]
Small Business Owners’ Credit Profiles Improving
With the U.S. economy slowly climbing up from the recent recessional pit, small business owners’ credit profiles appear to be leading the way. Studies by industry analysts show the average credit profile from small business owners improved in 45 of 50 states when comparing 2012 to 2008. Small businesses are among the first affected by […]
More Online Options for Small Business Finance Management
Wells Fargo recently stepped up its efforts to reach small business owners via an online platform it calls the Business Credit Center. Business owners and managers can learn how to develop a strong credit application, estimate business capital needs, and explore other areas of business finance. The Business Insight Resource Center, a facet of Wells […]
Do You Have Adequate Worker’s Compensation Insurance?
The number of Pennsylvania workplace fatalities shrunk in 2011 compared to 2010. In 2011, a reported 186 people lost their lives in workplace accidents in Pennsylvania, while 200 employees died in 2010. The 186 people who lost their lives in 2011 are still too many, but the decline in workplace fatalities is welcome news. When […]
Business Bankruptcies Fell 22 Percent in 2012
The number of bankruptcies for primarily commercial debts in 2012 fell twenty-two percent from the number reported in 2011. This is yet another statistic supporting the fact that the financial health of U.S. businesses is stabilizing. The statistics are based on whether a debtor, which could be an individual or a legal business entity, reported […]
Merging Businesses in Pennsylvania
Combining two existing businesses is a great way to expand your market and growth potential in the relatively short time it takes to complete the merger negotiations and paperwork. In this article, we will discuss some basic aspects of merging businesses in Pennsylvania. Done properly, a merger can be a seamless transition from two companies […]
Additional Terms to Consider for Equipment Leases
As we discussed in our last article, there are many potential terms to consider when drafting your standard equipment lease. We identified some necessary terms and defined the purpose of each. In this post we will discuss some additional lease terms to consider adding to a standard lease agreement, depending on your industry and the […]
Minimum Requirements for Equipment Leases
There are a myriad of potential terms to consider when creating an equipment lease. Deciding which terms to leave in and which to take out can feel like gambling to equipment owners, so some leases end up unnecessarily long and redundant. The two primary purposes of a lease agreement are to (1) ensure the lessee […]
Now that the Stage is Set, Businesses Can Get on with Business
The presidential election is behind us and the fiscal cliff has been avoided, for now at least. With these two potentially derailing issues out of the way, business surveys and lending analyses indicate small businesses are ready to take the lead in U.S. economic growth in 2013. These are some of the key predictions for […]
Does Your Business Have All the Necessary Licenses and Permits?
As soon as the new begins to wear off the New Year, kids around the country will begin itching for spring break. Odds are good when spring rolls around that some of the children in warmer parts of the country will put up a lemonade stand to make a few dollars. Odds are also good […]
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